About The Betancourt Agency
Our Mission
At The Betancourt Agency, we are dedicated to providing our clients with the highest level of customer service and the best financial products available. Our team of experts is here to help you navigate the complex world of insurance and to find the coverage that meets your needs and budget. We offer a wide range of products, including final expense, mortgage protection, children's whole life, debt free life, retirement, disability, life, and critical illness insurance. Explore our website to learn more about our services and get in touch with us to get started.
Protect Your Future Today
Mortgage Protection
Mortgage Protection
Mortgage Protection
As a homeowner, you want to protect your home with affordable, comprehensive coverage.
Mortgage protection insurance is a type of term life insurance that is designed to pay off your mortgage in the event of your death.
It functions like a standard term life policy: You purchase a policy for a set period, make monthly payments, and if you pass away while the policy is in force, your chosen beneficiary receives funds to pay off your mortgage.
This coverage ensures that your family could stay in their home if you were no longer able to contribute to mortgage payments.
Debt Free Life
Mortgage Protection
Mortgage Protection
Debt Free Life is an insurance solution that builds a cash value over time. As your cash value grows, you can eliminate all your debt incrementally and save the balance for retirement – without spending any additional money.
With Debt Free Life, you can create a long-lasting legacy for your family by achieving financial freedom and retiring with tax-favored income.
Life Insurance
Mortgage Protection
Disability Insurance
Secure your family's financial future with life insurance. We offer term life, whole life, and universal life policies.
We want to make sure you have all the information you need to confidently make the best decisions for your family. We partner with over 30 insurance carriers so we can provide you with a completely customized plan, providing the coverage you need.
Whether you’re deciding between life insurance options, looking for mortgage protection, or considering final expense coverage, our agents are here to help you decide which insurance plan best fits your needs, and is well within your budget.
Every parent wants their children to have the very best start in life. When it comes to how to make that goal a reality, parents should consider the SmartStart plan.
This program gives your child a head starts on saving for their college education, the down payment of their first home, and even their retirement, all while giving them the protection of life insurance.
The SmartStart plan is a way to help you set aside funds to protect your child's future while protecting their insurability, regardless of what happens later in life. The SmartStart life insurance policy provides insurance coverage for your child, coupled with a cash value savings component, which is certainly a smart start.
Disability Insurance
Critical Illness Insurance
Disability Insurance
When you think of your assets, you probably think of tangible things like your home, car and retirement account. But, what about your ability to earn a living?
We believe one of your biggest assets isn't anything you can touch or feel; it's your ability to work. If you're like a majority of Americans, it would be difficult, if not impossible, to continue meeting your monthly obligations if you were to become injured or ill and could no longer work.
Disability income insurance is a type of insurance product designed to help replace a major portion of your income if you were unable to work because of an illness or injury. For this reason, many people think of it as “paycheck protection.”
Along with life insurance, disability insurance can offer the protection you need to ensure your family doesn’t lose their home or other valuable assets if the unthinkable happens.
Critical Illness Insurance
Critical Illness Insurance
Critical Illness Insurance
A cancer diagnosis, heart attack or other unforeseen health crisis could leave you unable to earn an income, adding financial stress to an already emotionally stressful situation.
Unfortunately, your mortgage or rent payment and other monthly expenses will still need to be paid. On top of those obligations, medical bills can quickly pile up.
If you aren't able to work, you may not have the means to pay those bills.
Critical illness insurance is a policy that will pay out a benefit as a lump sum if you are diagnosed with a critical illness or condition specified in the policy.
This can relieve or lessen the financial strain that can come with critical illnesses, so you can focus on getting better.
Retirement
Critical Illness Insurance
Critical Illness Insurance
Planning for retirement, whether that's five years away or 25 years down the road, is something each of us needs to consider.
Making smart choices about how much money you save, and what retirement planning savings vehicles you use, can mean the difference between having the income you need in retirement to live the lifestyle you want, or struggling financially.
There is no one-size-fits-all solution when it comes to saving for retirement, but if you prefer a product that offers safety and guarantees, you may want to consider the retirement protection benefits offered by annuity products and indexed universal life (IUL) insurance policies
There are many reasons for choosing retirement protection annuities and IUL products. The most common reason many people use annuities is for channeling their savings into a regular income stream during retirement.
Funds from Social Security and pensions may not be enough to allow you to live the lifestyle you want when you retire.
Choosing a retirement protection annuity can give you an additional paycheck every month to supplement those other income sources - giving you the funds necessary to travel, pay your expenses each month, buy gifts for loved ones and more.
Similarly, IUL policies offer you the option of accumulating cash inside your life insurance policy - cash that you can use for any purpose.
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Secure your family's future today!!
The Betancourt Agency Licensed States
ALASKA, ARIZONA, ARKANSAS, CALIFORNIA, COLORADO, FLORIDA, GEORGIA, IDAHO, ILLINOIS, INDIANA, IOWA, KENTUCKY, LOUISIANA, NEVADA, NEW MEXICO, NEW JERSEY, OHIO, OREGON, SOUTH CAROLINA, SOUTH DAKOTA, TENNESSEE, TEXAS, UTAH, WASINGTON
