About The Betancourt Agency
Our Mission
At The Betancourt Agency, we are dedicated to providing our clients with the highest level of customer service and the best financial products available. Our team of experts is here to help you navigate the complex world of insurance and to find the coverage that meets your needs and budget. We offer a wide range of products, including final expense, mortgage protection, children's whole life, debt free life, retirement, disability, life, and critical illness insurance. Explore our website to learn more about our services and get in touch with us to get started.
Protect Your Future Today
Mortgage Protection
Mortgage Protection
Mortgage Protection
As a homeowner, you want to protect your home with affordable, comprehensive coverage.
Mortgage protection insurance is a type of term life insurance that is designed to pay off your mortgage in the event of your death.
It functions like a standard term life policy: You purchase a policy for a set period, make monthly payments, and if you pass away while the policy is in force, your chosen beneficiary receives funds to pay off your mortgage.
This coverage ensures that your family could stay in their home if you were no longer able to contribute to mortgage payments.
Debt Free Life
Mortgage Protection
Mortgage Protection
Debt Free Life is an insurance solution that builds a cash value over time. As your cash value grows, you can eliminate all your debt incrementally and save the balance for retirement – without spending any additional money.
With Debt Free Life, you can create a long-lasting legacy for your family by achieving financial freedom and retiring with tax-favored income.
Life Insurance
Mortgage Protection
Life Insurance
Secure your family's financial future with life insurance. We offer term life, whole life, and universal life policies.
We want to make sure you have all the information you need to confidently make the best decisions for your family. We partner with over 30 insurance carriers so we can provide you with a completely customized plan, providing the coverage you need.
Whether you’re deciding between life insurance options, looking for mortgage protection, or considering final expense coverage, our agents are here to help you decide which insurance plan best fits your needs, and is well within your budget.
Retirement
Critical Illness Insurance
Life Insurance
Planning for retirement, whether that's five years away or 25 years down the road, is something each of us needs to consider.
Making smart choices about how much money you save, and what retirement planning savings vehicles you use, can mean the difference between having the income you need in retirement to live the lifestyle you want, or struggling financially.
There is no one-size-fits-all solution when it comes to saving for retirement, but if you prefer a product that offers safety and guarantees, you may want to consider the retirement protection benefits offered by annuity products and indexed universal life (IUL) insurance policies.
Disability Insurance
Critical Illness Insurance
Critical Illness Insurance
When you think of your assets, you probably think of tangible things like your home, car and retirement account. But, what about your ability to earn a living?
We believe one of your biggest assets isn't anything you can touch or feel; it's your ability to work. If you're like a majority of Americans, it would be difficult, if not impossible, to continue meeting your monthly obligations if you were to become injured or ill and could no longer work.
Disability income insurance is a type of insurance product designed to help replace a major portion of your income if you were unable to work because of an illness or injury. For this reason, many people think of it as “paycheck protection.”
Along with life insurance, disability insurance can offer the protection you need to ensure your family doesn’t lose their home or other valuable assets if the unthinkable happens.
Critical Illness Insurance
Critical Illness Insurance
Critical Illness Insurance
A cancer diagnosis, heart attack or other unforeseen health crisis could leave you unable to earn an income, adding financial stress to an already emotionally stressful situation.
Unfortunately, your mortgage or rent payment and other monthly expenses will still need to be paid. On top of those obligations, medical bills can quickly pile up.
If you aren't able to work, you may not have the means to pay those bills.
Critical illness insurance is a policy that will pay out a benefit as a lump sum if you are diagnosed with a critical illness or condition specified in the policy.
This can relieve or lessen the financial strain that can come with critical illnesses, so you can focus on getting better.
Children's Whole Life
Children's Whole Life
Children's Whole Life
Every parent wants their children to have the very best start in life. When it comes to how to make that goal a reality, parents should consider a children's whole life policy.
This policy gives your child a head start on saving for their college education, the down payment of their first home, and even their retirement, all while giving them the protection of life insurance.
This policy is a way to help you set aside funds to protect your child's future while protecting their insurability, regardless of what happens later in life. This life insurance policy provides insurance coverage for your child, coupled with a cash value savings component, which is certainly a smart start.
Accident Insurance
Children's Whole Life
Children's Whole Life
You already do so many things to help protect your family. Now may be the right time to continue that protection with a Guaranteed Advantage Accidental Death Insurance policy.
This insurance covers you in case of death resulting from an accident. Guaranteed Advantage Accidental Death Insurance is affordable coverage with an easy application process. There are no health questions. No medical exams. No occupation restrictions. Since Guaranteed Advantage is guaranteed coverage, you cannot be turned down.
In addition, Guaranteed Advantage may be extended to provide additional coverage for your spouse and/or dependent children.
Face amount from $50,00 to $500,000
• Issue ages 18-70
• With the election of family coverage, the spouse’s death benefit pays at 100 percent of the primary insured’s death benefit, and dependent children at 20 percent of the primary insured’s death benefit
• Covers death sustained from any accident, work-related or non-work-related
• The Auto/Pedestrian benefit pays an additional 50 percent of the death benefit if the insured is killed while driving or riding in a private automobile or if struck by an automobile on a public street or highway
• A Return of Premium (ROP) rider is available for ages 18-50 and pays a percentage of the premiums paid on the insurance policy at time of cancellation (ROP Rider is not available in AR, CT, GA, NY, PA and VA.)
• Pays double the death benefit if death results from an accident while riding as a fare-paying passenger on a common carrier such as a boat, bus or airplane
• Insurance policy is guaranteed renewable to age 80 as long as premiums are paid
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Secure your family's future today!!
The Betancourt Agency Licensed States
ALASKA, ARIZONA, ARKANSAS, CALIFORNIA, COLORADO, FLORIDA, GEORGIA, IDAHO, ILLINOIS, INDIANA, IOWA, KENTUCKY, LOUISIANA, NEVADA, NEW MEXICO, NEW JERSEY, OHIO, OREGON, SOUTH CAROLINA, SOUTH DAKOTA, TENNESSEE, TEXAS, UTAH, WASINGTON
